Find a Degree to Give Yourself the Best Chance for Financial Security

               It is one of the worst misconceptions of business that makes entrepreneurs believe that education is a nonessential for them. For those who want to start, run, and manage their own business, and to see it survive, they realize that the lessons they learn in the course of a proper business education are invaluable. Although a bachelors or diploma level business program will certainly give a new business owner some backing in how to properly run and manage his business, it won’t give him or her the same advantage that they would get by completing an MBA instead. And now, with it being so easy to find an online MBA school, many of the objections people had about returning to school for further education are simply no longer valid.

 

               In the past, many people didn’t return to school for many of the same reasons. For some, it was going to cost too much money, and for others, it was going to take too much time away from their families, or their current job which they didn’t want to lose just for a chance at higher education. However, with online MBA universities, these objections no longer hold any water, especially for existing or aspiring entrepreneurs, and it is just starting to make more sense for someone with a desire to create a business to ensure that they are properly educated first.

 

               When you realize that over half of new businesses fail in their first year, it is easy to see that there must be a tremendous learning curve on starting any new enterprise. Many of the mistakes that people make, many of the things that driver a new business under, and many of the ways to success are all contained in the lessons that you would learn in the course of studying an MBA.

 

               Another important factor to consider is credibility. If you are able to complete a course through an online MBA university, you are instantly going to gain some credibility in the eyes of new clients or customers. With hundreds of new businesses opening all the time, it is difficult for prospective clients to know what company to go with. However, having the MBA attached to your name shows those clients that you are a professional who is educated in all the right ways, and may help you retain and gain more business for your new venture as you move forward.

The Million Dollar Difference of The Right College Degree

A doctorate is the highest educational achievement that you can earn and there is much respect associated with having those letters behind your name. Only one out of a hundred people have a doctorate, so that reverence is certainly due. Also, according to the U.S. Census Bureau, someone with a doctorate degree earns one to two million dollars in lifetime earnings more than someone with a master’s degree. With numbers like that, what are you waiting for?

Ph.D. or Doctorate?

It seems that there is some confusion when it comes to the difference between a doctorate and a Ph.D., or Doctor of Philosophy. Actually, a Ph.D. is one of several doctorate degrees that you can earn. Doctorate degrees can be broken down into two types: professional doctorates and research doctorates.

People who earn professional doctorates apply their degree to a specific profession, as opposed to an academic field of study. These include M.D. (Doctor of Medicine), J.D. (Juris Doctor), DMD (Doctor of Dental Medicine), and PharmD (Doctor of Pharmacy) among many others.

Research doctorates include the Ph.D. and are often focused on a particular subject. Here is a breakdown of some of the more popular doctorates available in the United States:

• Ph.D. or Doctor of Philosophy: This degree is normally earned by those who want to go into research or Academia. There are many fields in which you can earn a Ph.D. including history, mathematics, and chemistry.

• Psy.D. or Doctor of Psychology: If you want to be a psychologist, than you can either earn a Ph.D. in psychology or this degree.

• DBA or Doctor of Business Administration: This degree is for people who are interested in the theory of management. Those who earn this degree normally go into research or teach on a college level.

• Ed.D. or Doctor of Education: If you are looking to become a school administrator than this degree is for you.

• D.A. or Doctorate of Arts: This degree emerged in the 1960s and is offered in many of the same subjects as a Ph.D, particularly arts and humanities. It is often labeled the “teaching doctorate.”

What does a doctorate entail?

Most doctorates require that you have a master’s degree in a related field of study. Once you are accepted you begin with a rigorous course of study, especially for the professional degrees such as M.D. or J.D. The professional degrees are normally followed by an exam, such as the bar examination, and/or an internship, such as a residency. With Ph.Ds and other research doctorates, courses are normally followed by an exam and then the writing of a thesis or dissertation. These dissertations can be anywhere from 50 to 450 pages in length and commonly focus on a particular area of expertise. For example, someone pursuing a doctorate in U.S. Economic History might write a dissertation on the effects of Soviet Union socialism on U.S. economic policies during the Great Depression. According to the U.S. Department of Education, the average time it takes a student to earn their doctorate is seven years. However, there are some accelerated programs out there and a lot depends on how long it takes you to write your dissertation.

Online Study is a Great Option

If you are interested in a doctorate degree, do not rule out online colleges. Three of the five most popular doctorate degrees (according to the Department of Education) are available through online study; these are Doctor of Psychology, Doctor of Engineering and Doctor of Education. Online learning is an extremely convenient way to learn. The courses are offered in a format that works around your schedule. This is perfect for people who have a career that they do not want to take time off from, or if they have a family. In fact, online doctorates are so flexible that there really is no reason not to finally reach this highest level of achievement.  Free, instant enrollment information can be found at University College Online, Top Online MBA Programs or Online PHD Management.

 

Get that Online College Degree… Now!

Choosing an online college can be very overwhelming. How do you know which ones are worth going to with so many of them to choose from? The best way to find out is to choose several different schools that have programs that you are interested in, and then speak in depth to their admissions advisors. Below are eight must-haves for a good online college; you can base your talking points on this list.

1. Must be accredited. It is important that the online college that you choose be accredited because this is a way that you can ensure that the school meets established standards. This makes a difference if you want to transfer your credits or prove the worth of your degree to an employer. There are two types of accreditation: institutional and specialized. An institutional accreditation applies to the entire school and its programs, while a specialized accreditation generally applies to a specific degree program or school of study within the college or university. This is further broken down into national accreditation or regional accreditation. Regional accreditations are the most widely recognized.

2. Platform must be easy to use. The “platform” is where you will find your classes, chat rooms, even your virtual library. Every online college has a different online learning platform, and they all work a little differently. You should make sure that the school’s platform is intuitive and easy for you to use. Ask the admissions advisor if you can have a demonstration of their platform and if they offer online tutorials to students.

3. Must have tech support. Since all of your studies are done on your computer in an online environment, the chances that you will run into some sort of technical issue are pretty good. Make sure that the school you choose has 24/7 tech support. You can ask the admissions advisor how long the average wait time is to speak to tech support – chances are when you run into problems you won’t have that much time to figure them out.

4. Must provide student services. A good online college has student services to make sure that their students have the optimal chance at success. This includes offering tutoring services for a small fee or even for free.

5. Must accept CLEP credits. You may hear many online schools advertising credits for “life experience.” In general, the only legitimate way to offer this is through CLEP testing. These credits are accepted at many online colleges and traditional universities. They are a great way to test out of classes on subjects that you may already have mastered.

6. Must have small class sizes. A good online college will have a small number of students in each class. This is because online students need a lot of individual attention to ensure that they do not feel isolated. A smaller class size makes this more manageable for the instructor, which brings me to my next must have …

7. Instructors must be accessible. Make sure that the school that you choose requires instructors to allot a certain amount of time to give students the chance to speak with them on an individual basis.

8. Must have a variety of financial aid options. If you are in need of some type of help to pay for school, like most of us, make sure that the school you choose has plenty of financial aid options. These include federal grants, scholarships, and student loans. Ask the admission advisor specifically about this – for each school has different financial aid opportunities.

All these discussion points will probably make for a long conversation, so make sure that you put aside some time to get to each of them. Don’t worry about asking the admissions advisors at your school choices too many questions – that is what they are there for! Also have a pen and paper ready (or your laptop) to write down notes, that way you can compare the different schools. Good luck with your decision!  More information, as well as applications can be found at Best Online MBA Programs, Masters in Business or Affordable Online College.